Ramadan Bank Timings in the UAE (All Emirates)
Everything You Need to Know About Adjusted Bank Hours During Ramadan
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Ramadan is a special time of reflection, community, and spiritual growth. It also means changes to daily routines, including banking hours, to accommodate prayer timings and fasting schedules. Whether you're heading to a regular branch, a mall branch, or a government premises branch, it's essential to know the updated timings to avoid inconvenience.
This guide dives deep into Ramadan bank timings for various banks across the UAE, with all the information you need in a reader-friendly format.
1. Why Do Bank Timings Change During Ramadan?
Banks in the UAE adjust their working hours during Ramadan to ensure that employees can observe fasting and prayers while maintaining high-quality service for customers. These changes are monitored by the UAE Central Bank and adhere to labor laws set by the Ministry of Human Resources and Emiratization (MOHRE).
Ramadan Bank Timings
Here’s a quick look at how different banks operate during the holy month:
Bank Name | Branch Type | Days | Opening Hours | Evening Hours (if applicable) |
---|---|---|---|---|
CBI (Commercial Bank International) | Regular Branches | Sat - Thu | 9:00 AM - 2:00 PM | None |
Mall Branches | Sat - Thu | 10:00 AM - 3:00 PM | 9:00 PM - 12:00 AM (No cash) | |
ADIB (Abu Dhabi Islamic Bank) | Regular Branches | Mon - Sat | 9:00 AM - 1:00 PM | None |
Mall Branches | Mon - Sat | 10:00 AM - 2:00 PM | 9:30 PM - 11:00 PM | |
Government Premises | Mon - Sat | 9:00 AM - 2:00 PM | None | |
Ajman Bank | Main Branch (Ajman) | Mon - Thu | 9:00 AM - 2:00 PM | 12:30 PM - 5:30 PM |
Regional Branches | Mon - Thu | 9:00 AM - 2:00 PM | None | |
Mall Branches (e.g., Dalma Mall) | Mon - Sat | 9:00 AM - 5:00 PM | None | |
RAKBANK | All Branches | Mon - Thu | 8:00 AM - 3:00 PM | 7:30 AM - 12:30 PM (Sat only) |
Friday hours are often split into two shorter shifts to align with prayer timings.
2. Ramadan Bank Timings by City and Branch Type
Let’s explore Ramadan bank timings across major banks, broken down by cities and branch categories:
CBI Bank
- Regular Branches: Open from 9:00 AM to 2:00 PM, Saturday to Thursday. No evening hours available.
- Mall Branches: Open from 10:00 AM to 3:00 PM. Evening hours: 9:00 PM - 12:00 AM (cash services not available during evening shifts).
ADIB (Abu Dhabi Islamic Bank)
- Regular Branches: 9:00 AM - 1:00 PM (Monday to Saturday).
- Mall Branches: Morning Hours: 10:00 AM - 2:00 PM. Evening Hours: 9:30 PM - 11:00 PM.
- Government Premises: 9:00 AM - 2:00 PM (Monday to Saturday).
Ajman Bank
- Main Branch: Monday to Thursday: Morning: 9:00 AM - 2:00 PM. Evening Staff: 12:30 PM - 5:30 PM. Friday: 9:00 AM - 12:30 PM. Saturday: Full service from 9:00 AM to 5:00 PM.
- Regional Branches: Similar timings to the main branch, with slight variations.
RAKBANK
- All Branches: Monday to Thursday: 8:00 AM - 3:00 PM. Fridays: Similar to weekday hours. Saturdays: 7:30 AM - 12:30 PM (shortened hours).
3. Ramadan Bank Timings in Dubai, Abu Dhabi, Sharjah and Other Emirates
Dubai
- Mall Branches (e.g., Dragon Mart): Often extend their hours into the evening to accommodate customers after Iftar.
- Key branches like Deira Maktoum and Umm Hurair: Run from 8:00 AM - 3:00 PM during weekdays, with Saturday hours from 7:30 AM - 12:30 PM.
Abu Dhabi
- Khalidiya Branch: Open 8:00 AM - 8:00 PM during weekdays.
- Al Ain and Mussafah: Open until 3:00 PM on weekdays.
Sharjah
- Sharjah Main and Rolla Branches: Focus on morning shifts from 8:00 AM to 3:00 PM, with shorter hours on Saturdays.
Ras Al Khaimah
- Branches like Al Nakheel and Shaam: Operate similarly to other emirates, with a special focus on Saturday services.
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4. Banking Tips for Ramadan
- Use Digital Channels: Mobile apps and ATMs are your best friends during Ramadan, especially for fund transfers and bill payments.
- Plan Your Visits: Avoid peak hours—mid-morning is often less crowded.
- Leverage Customer Helplines: Many banks extend their customer support hours during Ramadan for your convenience.
5. The UAE Central Bank and MOHRE Rules
Both the UAE Central Bank and Ministry of Human Resources and Emiratization (MOHRE) emphasize fair labor practices and customer satisfaction:
- Staff working hours are capped at six hours daily.
- Evening shifts must be fairly compensated.
- Branches are encouraged to provide updates on operational changes through digital platforms.
6. Digital and Self-Service Options
With limited operating hours, banks emphasize digital channels:
- Mobile Apps: Fund transfers, bill payments, and balance checks.
- ATMs: Available 24/7 for cash deposits and withdrawals.
Pro Tip: Use digital banking services to avoid long queues and save time.
7. Quick Tips for Ramadan Banking
- Plan Early: Avoid last-minute visits during peak hours, especially after noon.
- Use Helplines: Check individual branch timings before heading out.
- Leverage Apps: Many banks offer Ramadan-specific updates on their apps for quick reference.
This guide provides a comprehensive look at how major banks in the UAE adjust their services during Ramadan. Always double-check with your bank for the latest updates, and refer to the UAE Central Bank or Ministry of Human Resources and Emiratization (MOHRE) for official guidelines.
FAQs on Bank Timings During Ramadan
What are the banking hours for Ramadan?
Banking hours during Ramadan in the UAE typically range from 9:00 AM to 2:00 PM for most regular branches. Mall branches might have extended evening hours from 9:00 PM to 12:00 AM to accommodate customers post-Iftar. These timings are designed to ensure convenience for fasting customers and employees while aligning with religious practices.
What are the banking hours in UAE today?
Most banks in the UAE operate from 8:00 AM to 2:00 PM during Ramadan. On Fridays, hours are reduced, typically ending by 12:30 PM. While teller transactions are limited to these hours, 24/7 access is available for ATMs and mobile banking for transfers, balance inquiries, and other services.
What are the hours for banks during Ramadan?
Regular banking hours during Ramadan are 9:00 AM to 2:00 PM from Monday to Thursday, and 8:30 AM to 12:30 PM on Fridays. These hours apply to most banks in the UAE, though mall branches may offer extended timings into the evening to cater to post-Iftar customers.
What are the working hours of banks in Ramadan?
Banks reduce their working hours during Ramadan to align with prayer times and fasting schedules. Public banking hours are generally from 9:30 AM to 1:30 PM, allowing employees to observe their religious duties. These timings may vary slightly depending on the bank and the branch location.
Are banks open during Ramadan?
Yes, banks are open during Ramadan, but their hours are adjusted. Most branches operate from Monday to Thursday from 9:00 AM to 2:00 PM, and on Fridays until 12:30 PM. Mall branches may remain open later in the evenings for added convenience.
Are banks open in Dubai during Ramadan?
Banks in Dubai are open during Ramadan with modified hours. Government agencies and regular branches usually operate from 9:00 AM to 2:00 PM. Mall branches often extend their hours to include evening shifts from 9:00 PM to 12:00 AM, providing flexibility for customers.
Is today UAE bank holiday?
There are no official bank holidays during Ramadan unless it coincides with other public holidays like Eid. Banks adjust their working hours instead of closing entirely, ensuring that services remain accessible to customers during the holy month.
What is the working time of RAKBANK today?
RAKBANK operates from 8:00 AM to 3:00 PM during weekdays and from 7:30 AM to 12:30 PM on Saturdays during Ramadan. These hours may vary slightly based on the branch, so checking the official RAKBANK website or app is recommended.
What is the working hours in Ramadan?
During Ramadan, UAE law mandates a two-hour reduction in daily working hours for employees. For banks, this means shortened hours for public dealings, typically from 9:00 AM to 2:00 PM. Mall branches may provide evening services to accommodate post-Iftar visitors.
What are the working hours for Al Ahli Bank during Ramadan?
Al Ahli Bank operates from 10:00 AM to 4:00 PM during Ramadan. While the hours are slightly longer than some other banks, these timings allow flexibility for customers who may need to visit during different parts of the day.
Branch Type | Days | Hours |
---|---|---|
Regular Branches | Monday - Thursday | 9:00 AM - 2:00 PM |
Friday | 8:30 AM - 12:30 PM | |
Mall Branches | Monday - Thursday | 10:00 AM - 2:00 PM, 9:00 PM - 12:00 AM |
Friday | 2:00 PM - 5:00 PM, 9:30 PM - 11:00 PM |
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What are the timings for national savings in Ramadan?
National savings centers operate from Monday to Thursday between 8:30 AM and 1:30 PM. On Fridays, these hours are reduced, typically ending by 12:30 PM. This schedule ensures accessibility while aligning with Ramadan traditions.
What are the hours of banking in UAE?
Banking hours in the UAE during Ramadan are 9:00 AM to 2:00 PM, Monday to Thursday. On Fridays, hours are shorter, often concluding by 12:30 PM. Mall branches provide extended evening services to accommodate customers after Iftar.
What time is considered the next banking day?
The next banking day begins at the start of the following operational hours. For Ramadan, this means transactions made after 2:00 PM will be processed the next business day, typically starting at 9:00 AM.
What are business days for banks?
Business days for banks in the UAE are Monday through Saturday. During Ramadan, banking hours are shorter, running from 9:00 AM to 2:00 PM, with Fridays typically offering half days until 12:30 PM.
How Bank Transactions are Processed
Bank transactions during Ramadan are processed within the adjusted banking hours, usually between 9:00 AM and 2:00 PM. Transactions made outside of these hours, including online transfers, are queued for processing on the next business day.
What time does the ANB bank work during Ramadan?
ANB Bank operates from 10:00 AM to 4:00 PM during Ramadan. These timings provide customers with a six-hour window to complete transactions, ensuring accessibility despite the shorter working day.
Tips for Ramadan Banking
- Visit branches mid-morning to avoid crowds.
- Use mobile apps for balance checks and fund transfers.
- Check bank websites for the latest Ramadan timings.
- Plan withdrawals in advance, especially on Fridays.
What are the timings for mall branches during Ramadan?
Mall branches typically operate from 10:00 AM to 2:00 PM during the day. They also provide evening services from 9:00 PM to 12:00 AM, allowing customers to conduct banking transactions after Iftar.
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How do I know if my branch offers evening hours?
Check your bank's official website or mobile app for branch-specific details. Mall branches often extend their hours into the evening, while regular branches close earlier.
What services are available during evening hours?
Evening hours are typically limited to non-cash services like account inquiries, document submissions, and mobile banking support. Cash services are generally unavailable during these times.
What are Friday timings for banks during Ramadan?
Friday timings for banks are usually split into two shifts: 8:30 AM to 12:30 PM and 2:00 PM to 5:00 PM. These shifts align with Friday prayers and customer convenience.
Bank Name | Morning Shift | Afternoon Shift |
---|---|---|
CBI Bank | 9:00 AM - 12:30 PM | None |
ADIB Bank | 9:00 AM - 12:30 PM | 2:00 PM - 5:00 PM |
Ajman Bank | 9:00 AM - 12:30 PM | None |
How can I avoid long queues during Ramadan?
To avoid long queues, visit the bank mid-morning or use digital services for routine tasks. Many banks also allow you to schedule appointments to minimize waiting times.
Disclaimer: The information provided in this article is intended for general informational purposes only. The details mentioned are based on the best available information at the time of publication and are subject to change without notice by the respective authorities. Readers are encouraged to consult the relevant offices directly for the most accurate and updated information.
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