Documents Required

1. What are the documents needed to apply for a mortgage?
The following documents are required for different customer segments.

For UAE resident salaried customers,

• Copy of passport with valid residence visa (as applicable)
• Original salary certificate (dated less than 1 month)
• Latest 6 months’ bank statements (with salary credits)

For UAE resident self-employed customers,

• Copy of passport with valid residence visa (as applicable)
• Copy of Trade License
• Copy of Chamber of Commerce Registration
• Copy of Memorandum & Articles of Association
• Latest 3 years’ audited accounts
• Latest 6 months’ company and personal bank statements
• Profile of company / promoters

For UAE non-residents,

• Copy of valid passport
• Utility bill for address proof
• Latest 2 years’ personal and/or corporate tax returns (as applicable)
  
• Know your customer / reference / liability letter from the bank, wherever applicable

(All documents to be translated in English / Arabic and the attested originals to be submitted)

For UAE-established business entities,

• Copy of trade license
• Copy of Chamber of Commerce registration
• Copy of Memorandum & Articles of Association
• 3 years audited accounts
• 6 months’ company and individual bank statements (of the promoter / owner)
• Copy of passport with valid residence visa (authorized signatory only)

Disclaimer: Mortgage approval is subject to bank’s policies and decision.